‘Banking’ Category

Tax Refunds: Know Your Rights

Posted in Banking on Tuesday, July 24th, 2012 at 17:12 by James Williams.

The complexities of taxations mean that actually knowing how to estimate what one is owed and what one owes others can be a very difficult task. Calculating it all can be reminiscent of a maths exam and if you’re like me and millions of others, the very sight of numbers creates feelings of confusion. From [...]

Savers need to seek highest rates

Posted in Banking on Wednesday, May 2nd, 2012 at 11:07 by Sarah Evans.

There is more to making your money work for you than savvy debt management.  Just as important is your management of money that you have in savings accounts.  It is a good idea to closely track the interest rates your money is earning, comparing them on an on-going basis to the rates you could garner [...]

Consumers should compare current accounts

Posted in Banking on Wednesday, March 7th, 2012 at 13:37 by Sarah Evans.

Statistics can be interesting things. A recent pronouncement that Britons are more likely to experience a divorce than to switch current accounts should certainly give consumers of financial services some food for thought.

Paying Down Mortgages Early can Yield Large Benefits

Posted in Banking, Money Saving on Wednesday, January 25th, 2012 at 10:24 by Sarah Evans.

Sometimes all it takes to find an excellent way to save money in the world of mortgages is some very simple mathematics.

Savings Rate Took a Steep Dip in 2011

Posted in Banking, Money Saving, Mortgages and Property on Wednesday, December 28th, 2011 at 11:07 by Sarah Evans.

Low rates of return on savings accounts took their toll during 2011, causing Britons to save only about half the amount that was typical for 2010.  In some ways, this is a good thing.  Those who pulled in more money than they need for living expenses tended to use it to improve their personal balance [...]

Cheque Guarantee Card Decision Raises Important Questions

Posted in Banking, Credit Cards, Money Saving on Wednesday, December 21st, 2011 at 11:14 by Sarah Evans.

The Payments Council, a group that includes the biggest banking institutions in Britain, has announced that cheque guarantee cards will continue to be unavailable in the UK.

Banking: Savings are no Hedge Against Inflation

Posted in Banking, Money Saving on Wednesday, December 14th, 2011 at 11:05 by Sarah Evans.

People save money so that they will be able to meet future needs such as paying their mortgages and car finance obligations.

More Hidden Bank Fees

Posted in Banking on Thursday, February 18th, 2010 at 13:13 by Sarah Evans.

I was just reading about a disturbing new trend in bank fees. Perhaps it is an old trend kicked into high gear, I am not sure. But it seems that many banks have begun to charge more for spending, particularly if you are using foreign websites or if you are spending out of the UK. There have almost always been fees on withdrawals and the like, so much so that most everybody has come to expect it. What people don’t expect is that there are often additional fees that may be discussed only in that wee tiny small print on your banking information – the stuff that no one ever reads.

Keeping on Top of Your Finances

Posted in Banking, Money Saving, Mortgages and Property on Thursday, January 28th, 2010 at 11:26 by Sarah Evans.

It is true that the world of finance can be very confusing, particularly in these trying economic times. This is especially true if you are getting, paying on or paying off a mortgage. All of the double talk and legal jargon can leave one confused if there isn’t someone to guide you through it.

Money on the Move – Changing Banks

Posted in Banking, Money Saving on Thursday, November 5th, 2009 at 12:48 by Sarah Evans.

A fool and his money are soon parted. Those old clichés are clichés for a reason – because they’re usually true. In the past couple of years, financial institutions have been changing hands faster than their new stationery can be printed. This may be a sign of growth or a sign of trouble. As a customer, it is important that you know which is the case for your personal and/or business banking account.