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We compare leading Car Insurance providers across the market, so you don't have to!
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When looking for car insurance the first thing you need to decide is the type of cover you require. There are basically three types of standard insurance cover which are third party cover, third party fire and theft and comprehensive cover. Basic third party cover will protect a driver against liability should they cause injury to a third party or damage their property. Third party fire and theft in addition covers you for fire damage or theft of your car. Comprehensive cover can offer additional protection against theft, accidental damage, fire damage and liability towards third parties as well as cover for your car.
Which ever policy you choose, ensure that it provides you with peace of mind so that there are no hidden surprises or costs a few months into the policy. The last thing you need is to have an accident in the middle of nowhere and then discover that you are not covered.
Insurance companies also offer various optional extras and it pays to make sure you know actually what the policy will entitle you to. Some of the extras include a courtesy car, legal fees and no-claims protection to name but a few and it is important to establish what these additonal extras will cost your pocket. You should also find out what the excess is on the policy and the conditions that are attached.