Insurance - Van Insurance

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Insurance - Commercial Van

Commercial van insurance provides cover for vans that are owned by a company rather than by individuals.The majority of policies will cover a commercial vehicle up to a weight limit in the region of three to four tonnes and most policies are aimed at sole traders and small businesses rather than fleet companies.

This type of van insurance covers vehicles in the same way as standard car insurance, however it can include a variety of extra cover that is tailor-made for the commercial van market, such as a replacement van (rather than a car) should the van be out of action and also cover for van contents like tools and equipment.

You will need commercial van insurance if you or your employees intend to use a van as part of their job. If you use a personal van for your work it may not be covered by a standard vehicle insurance as most policies exclude coverage when the vehicle is used for commercial purposes.