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Loans - Secured Loans


Provider Typical
APR (%)		 More Information Apply Now

Shakespeare Finance 		13.5% Shakespeare Finance is an independent finance broker and offers a range of financial services to customers throughout UK.
Loans from £5000 to £250000
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First Plus 		7.9% Apply today to First Plus and get an instant online decision
Loans from £5000 to £100000
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Fone-A-Loan 		8.9% Fone a Loan are experts in arranging secured loans to suit your lifestyle. We have a range of lenders to ensure that we help 99% of people, what ever your circumstances.
Loans from £3000 to £100000
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Nemo Loans 		9% Nemo aims to unravel the complications of personal finance and to find solutions that fit individual needs and lifestyles.
Loans from £10000 to £100000
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Loanspage 		10.9% Our dream was to give our customers freedom of choice by using the power of the internet to bring to them a quality Loan application process quickly and simply.
Loans from £5000 to £75000
 Apply Now

Good Credit Loans


A secured loan is a loan that is taken out against your property and because of this the interest rates are lower than on a bad credit secured loan. You can only take a good credit secured loan out if you firstly own a property and secondly have a good credit rating.


A good credit rating is a big positive in the eyes of money lenders because with it you are seen as someone who pays bills on time without defaulting and also represent a very high chance of the total loan being repaid in full upon the end of the loan period. As a result the interest rates charged on a secured loan is therefore less than on a bad credit loan because firstly you are putting your house up as collateral and secondly you have a good credit rating.


One of the lesser known facts is that your credit score could determine where you live and even what car you drive. If you are bad at paying bills, have been declared bankrupt, have CCJs or have missed monthly repayments and have been turned down for finance than you almost certainly have a poor credit score. With this status you may be refused when you apply for a mortgage, a car loan or even a TV. This is because lenders who weigh up whether to grant you a loan or not deem you to be of high risk, for the value you are applying for as you will probably default on payment.



If you are good with money, pay what you owe on time, stick to your means, then a secured loan may be the right choice for you.