Money - Student Accounts

We compare leading Student Accounts providers across the market, so you don't have to!

Loans Mortgages Current Accounts Cash ISAs Child Accounts Student Accounts Business Accounts
Overdraft
AER Typical
EAR %
Interest Free
Account Access
Abbey Student Account . 5.5 % 9.9% £2,000 / 0% Branch, Telephone, Online apply now

more info on Abbey Student Account

HSBC Student Account . 3.0 % 0.0% £2,000 / 0% Branch, Telephone, Online apply now

more info on HSBC Student Account

Lloyds TSB U19s Account . 3.3 % n/a £2,000 / 0% Branch, Telephone, Online apply now

more info on Lloyds TSB U19s Account

Bank Of Scotland Student Account
A 25% discount on AA breakdown cover. Commission-free foreign currency.
.
2.02 % 7.2% £3000 / 0% Branch, Telephone, Online apply now

more info on Bank Of Scotland Student Account

Halifax Student Account
A 25% discount on AA breakdown cover. Commission-free foreign currency.
.
2.02 % 7.2% £3000 / 0% Branch, Telephone, Online apply now

more info on Halifax Student Account

NatWest Adapt . 2.0 % n/a £1250 / 0% Branch, Telephone, Online apply now

more info on NatWest Adapt

Yorkshire Bank Student Account
Preferential interest rate on credit balances. CashBack at participating retailers.
.
0.2 % 7.49% £1000 - £3000 / 0% Branch, Telephone, Online apply now

more info on Yorkshire Bank Student Account


Money - Student Accounts

There are a variety of different accounts available for students and most of these accounts are designed to keep service charges to a minimum. Now more than ever, banks are charging people a great deal to hold onto their money and the service charges seem absolutely ridiculous in some cases. Student Accounts are a way around many of these charges, however, as these types of accounts are meant to provide lower fees for struggling students. One thing to remember, however, is that these accounts will have fewer options and fewer services will be available. Therefore, you should only expect to receive the minimum in terms of coverage when you sign up for any Student Accounts.

Another thing to remember about Student Accounts is that there is usually an age limit. This is done so that adults do not take advantage of this program, as those with a career can afford to pay a little bit more for banking. Because of this, you will have to provide proof of your age when you sign up for Student Accounts and once you are over the age, you will no longer be eligible for that service. In many cases, Student Accounts can be accessed by the studentís parents as well, making it easy for the parents to send their child money while the child is away at school.

Look around at the various Student Accounts before you agree to one because they all offer different benefits. If you are the type of student who does regular banking or works on the side, you might find that a different type of account will suit you better. Therefore, be sure to read all about Student Accounts and compare a few different plans before signing up for one.