Nationwide ISA

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Nationwide ISA


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Nationwide ISA Voucher Codes & Deals

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About Nationwide ISA

With the economic crisis showing no signs of recovery, investment on a mass scale may in reality deepen the recession, but for individuals there is perhaps no better time to invest. The Nationwide ISA is provided by Legal & General, who are leading providers of the ISA, which stands for Individual Savings Accounts and was implemented by the UK Government in order to encourage members of the public to save more of their money. The Nationwide ISA is split into two main categories: the cash ISA and the stocks and shares ISA. A cash ISA allows you to invest up to £3,600 of your annual ISA allowance, which is £7,200, in a deposit account. The remaining £3,600 of the allowance can then be used for an investment in a stocks and shares ISA, which will invariably be invested by Nationwide in a number of equity based investments. One of the significant advantages of investing in the Nationwide ISA is that it is entirely tax free. Moreover, any gains or income received from the ISA will not be subject to tax, making it an excellent way to save money without losing a good chunk of it to the Government. Furthermore, the Nationwide ISA is generally a long term investment mechanism, with typical returns from a stocks and shares ISA at their highest after five years of investment. Nevertheless, Nationwide operates products that are designed to be sympathetic to your needs, therefore the instant access cash ISA will allow you to withdraw funds on demand (although potentially at a penalty) whilst investment in all other ISAs is unlimited barring the maximum annual allowance. In summary, the Nationwide ISA is an attractive option if you are looking for somewhere to invest your money over a relatively long period in order to receive a modest tax-free return.

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