As the recession continues to weaken, some lenders have determined the worst is now past and that it is time to investigate new lending options for consumers. The willingness of lenders to create loan packages that are likely to appeal to a wider range of consumers has the potential to ease economic woes in many quarters, especially in terms of people who are looking to buy or sell property.
Lenders Preparing To Expand Loan Options
Posted in Credit Cards, Debt, General, Mortgages & Property on Friday, July 3rd, 2009 at 09:59 by Jessica Haynes.
Can You Afford University?
Posted in Debt, General, Loans, Mortgages & Property on Friday, July 3rd, 2009 at 09:52 by Martyn Shaw.
The demographics of young people who are able to afford a university education are shifting somewhat, with students from middle-class homes showing a steady decline in attendance.
Can You Afford Higher Minimum Credit Card Payments?
Posted in Credit Cards, Credit Crunch, Debt, General on Friday, July 3rd, 2009 at 09:46 by Jessica Haynes.
In an effort to urge people to pay off credit cards more quickly, there is a move afoot to have credit card companies raise the minimum payment due each month on an outstanding balance. This approach is coupled with the idea of preventing credit card companies from arbitrarily increasing credit limits without the express consent of the customer.
Saving Money on Your Food Budget
Posted in General, Money Saving on Thursday, July 2nd, 2009 at 13:00 by Martyn Shaw.
Many households have realised that the cost of food has gone up in the past year. When the budget already leaves very little room for margin, a sudden leap on staples such as tea, dry goods and other basics can create a great deal of inconvenience. Fortunately, there are ways to prepare nutritious meals and keep within your food budget.
Is A Smart Meter Right For Your Home?
Posted in General, Money Saving on Thursday, July 2nd, 2009 at 12:52 by Jessica Haynes.
Recent news that British Gas will be expanding its work force as part of the smart meter rollout is good news for households in two ways. First, there may be a job opportunity with British Gas as part of the expansion. A second opportunity includes obtaining a meter and taking control of your usage, leading to a lower utility cost for your home.
How Well Prepared Are You Prepared For Old Age?
Posted in General, Money Saving, Mortgages & Property on Thursday, July 2nd, 2009 at 12:47 by Martyn Shaw.
Discussions about the possibility of creating a so-called “age insurance” initiative has already stirred up a bit of controversy. Some find the idea an excellent way to help those who’ve lost so much in the way of savings and investments over the last year, as well as those who have lost their pensions. Insurance of this type would allow the elderly to receive care in their homes rather than having to sell their property in order to deal with rising costs associated with healthcare in the later years.
Local Businesses Continue to Stay Open Despite the Recession
Posted in Business, General on Wednesday, July 1st, 2009 at 09:46 by Jessica Haynes.
With large businesses and individual money woes capturing the lion’s share of attention during the recession, many people have overlooked the plight of the local businesses across the nation. That is, they tend to be overlooked until they are no longer open.
Finding Creative But Safe Ways To Save
Posted in General, Money Saving on Wednesday, July 1st, 2009 at 09:37 by Martyn Shaw.
In today’s world, it should come as no surprise that people are looking for ways to save that offer a secure return with as little risk as possible. This is especially true of the many people who’ve lost considerable sums in stocks and other holdings during the past year. Fortunately, there are ways to begin saving again and do so with full confidence that your money is safe.
Are You Saving For Retirement?
Posted in General, Money Saving on Wednesday, July 1st, 2009 at 09:27 by Jessica Haynes.
While many people found it necessary to dip into their savings in order deal with unemployment and other issues during the recession, the time is now here to begin restocking those savings and rebuild pensions and other private plans for the future. Unfortunately, recent surveys indicate that a substantial number of people have little or no resources set aside for later years. Women in particular are less likely to have resources to call upon during the retirement years.
Stretching a Limited Holiday Budget
Posted in General, Money Saving on Tuesday, June 30th, 2009 at 09:56 by Martyn Shaw.
Even though you may not have as much money for a holiday as in years past, there is no reason that you can’t still enjoy yourself. By employing a few basic methods, you can stretch your holiday funds a little further and have a wonderful time. Here are some ideas to consider.
