‘Banking’ Category
Posted in Banking, General, Money Saving on Thursday, March 11th, 2010 at 12:02 by Jessica Haynes.
According to the UK Card Association, the incidence of phishing, an online strategy used to secure financial information from unsuspecting victims, has increased significantly in recent years. While some people think they may be above being swindled via online means, the fact is that people of every age, gender, educational, and economic status have fallen prey to this type of illegal activity. Fortunately, there are a few ways to minimise the chances of having your bank or credit card accounts compromised by phishers, and thus protect yourself from many of these schemes.
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Posted in Banking, General, Mortgages & Property on Friday, March 5th, 2010 at 13:24 by Martyn Shaw.
Figures released by Halifax indicate that house prices dropped slightly during February 2010, effectively confirming figures recently released by Nationwide. Two of the primary reasons cited for the slight drop in price are the end of the stamp duty holiday for homes within a certain price range, and the fact that more homeowners are placing their homes on the market, after pulling them from active sale during the recession. While predictions of what will happen with housing prices over the next few months vary, the fact is that now may be a good time to begin looking.
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Posted in Banking, Credit Cards, General, Money Saving on Tuesday, March 2nd, 2010 at 13:08 by Jessica Haynes.
One of the positive results of the recession has been an increased desire among parents to teach their children how to manage financial resources to best advantage. For some parents, this means revising the way they’ve managed money in the past even as they seek to instil solid fiscal awareness in their offspring. If you are not sure where to start, here are some basics to consider.
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Posted in Banking, General, Money Saving, Mortgages & Property on Monday, March 1st, 2010 at 13:33 by Martyn Shaw.
It’s no secret that in order to get the most competitive interest rates on a new mortgage, borrowers must be able to put up a sizeable deposit. Unfortunately, coming up with that deposit can be a daunting task. Here are some tips on how to incrementally cobble together that deposit, and obtain the most favourable terms for your mortgage.
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Posted in Banking, General, Money Saving on Friday, February 26th, 2010 at 11:10 by Jessica Haynes.
According to information released by National Savings & Investments, a significant number of people in the United Kingdom have never made an attempt to create and contribute to any type of savings plan. In fact, some people wait until they are well past the age of forty before they take the idea of saving seriously.
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Posted in Banking, Credit Crunch, General, Money Saving, Mortgages & Property on Thursday, February 25th, 2010 at 09:58 by Martyn Shaw.
While overdraft cover is a great option to have in the event of an emergency, the fact is that even the relatively inexpensive overdraft protection can be quite expensive if you spend an entire year living in the red. Your best option is to arrange your finances so that you never have to use the protection, and thus avoid accumulating the fees.
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Posted in Banking, General on Thursday, November 26th, 2009 at 12:05 by Martyn Shaw.
As the battle continues to rage over unauthorised overdraft charges, it is a good idea to position yourself so that the issue of overdrafts becomes irrelevant to you and your household. There are several strategies that you can employ to insulate yourself from this type of activity and save a great deal of money over the course of the year.
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Posted in Banking, General, Money Saving on Wednesday, September 9th, 2009 at 09:33 by Jessica Haynes.
News that the Royal Bank of Scotland is reducing overdraft charges comes as good news to many consumers. However, there is another way to keep more of your hard-earned money in your pocket – avoid incurring overdraft charges altogether. Here are some suggestions on how to do just that.
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Posted in Banking, General on Friday, August 28th, 2009 at 16:41 by Martyn Shaw.
Today, the potential for identity theft is greater than at any time in the past. There are several ways that thieves go about securing your private data and using it for their own purposes. One of those is to access your bank accounts by obtaining the information you use to conduct your online banking transactions. In order to thwart the thieves, here are a couple of safeguards to take.
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Posted in Banking, General, Money Saving on Tuesday, August 18th, 2009 at 10:10 by Martyn Shaw.
While many people think to consider such factors as interest rates and minimum deposits, not everyone stops to look into the exact terms and conditions that govern overdrafts when choosing a bank. In the current economic climate, people who have never overdrawn an account in their lives are often horrified to learn what their error can cost them for even one small overdraft situation.
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