‘Credit Cards’ Category

Depending Less on Your Credit Cards

Posted in Banking, Credit Cards, General, Money Saving on Monday, March 15th, 2010 at 14:40 by Jessica Haynes.

Many people use credit cards as an easy way to manage the household budget. They buy food, pay utilities, and handle a host of everyday expenses by using the cards, then settle the balance as soon as the monthly statement arrives. With some cards, the cash back option makes the use of the cards even more practical.

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What Parents Can Teach Children About Responsible Financial Management

Posted in Banking, Credit Cards, General, Money Saving on Tuesday, March 2nd, 2010 at 13:08 by Jessica Haynes.

One of the positive results of the recession has been an increased desire among parents to teach their children how to manage financial resources to best advantage. For some parents, this means revising the way they’ve managed money in the past even as they seek to instil solid fiscal awareness in their offspring. If you are not sure where to start, here are some basics to consider.

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Enhancing Your Job Marketability

Posted in Credit Cards, General, Money Saving on Wednesday, February 24th, 2010 at 12:35 by Jessica Haynes.

A report recently released by Price Waterhouse indicates that there is still a strong possibility that more employers will eliminate jobs over the course of the next twelve months. Even among those who feel their jobs are secure, the need to proactively make sure they can catch the attention of a new employer is very important. Here are some tips to help you with this process.

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Safeguarding Against a Job Loss

Posted in Credit Cards, Debt, General, Money Saving, Utilities on Tuesday, February 16th, 2010 at 13:29 by Jessica Haynes.

A report recently released by KPMG and the Chartered institute of Personnel and Development indicates that the current stabilisation of employment may be nothing more than a temporary lull. For people who’ve managed to hold on to their jobs over the last couple of years, this means that there is still some chance of being made redundant sometime over the next year or so. With that possibility in mind, now is the time to arrange your finances so you can cope with the job loss if it should come to pass.

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Begin Planning for Retirement Today

Posted in Credit Cards, General, Money Saving on Thursday, February 11th, 2010 at 15:05 by Martyn Shaw.

A report released by Aviva, on of the largest insurers in the United Kingdom, indicates that a number of people who are approach retirement are far from prepared. In fact, many have not yet begun to save for those later years, and are highly likely to begin retirement with a significant amount of debt. The only way to avoid this set of circumstances is to take action today.

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Enduring a Pay Freeze

Posted in Credit Cards, General, Money Saving, Utilities on Tuesday, February 9th, 2010 at 13:18 by Martyn Shaw.

According to information released by the Labour Research Department, pay freezes are gaining momentum around the country. In a time when inflation is beginning to affect the prices of many goods and services, some people wonder how they will be able to maintain an equitable standard of living without additional funds to offset the difference. Fortunately, there are a few things you can do now and prepare yourself to deal with prices as they begin to creep upward.

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Dealing with Credit Card Rate Increases

Posted in Credit Cards, General, Money Saving on Monday, February 8th, 2010 at 12:58 by Jessica Haynes.

As a number of credit card companies take steps to increase interest rates, many consumers are left feeling helpless. In fact, there is a way to minimise the impact of these higher rates on the household budget, and still enjoy the benefits of using the cards when and as you need them. Here is what you should do.

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How to Reduce Financial Stress

Posted in Credit Cards, General, Money Saving on Thursday, February 4th, 2010 at 13:32 by Jessica Haynes.

It’s no secret that many households worry about money. Even those where employment is secure and the monthly expenses are met consistently, there are often still worries about the future. How to set aside funds for later years when it takes everything you make today to pay the bills?

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Avoiding Identity Theft

Posted in Credit Cards, General on Wednesday, February 3rd, 2010 at 12:36 by Martyn Shaw.

According to figures released by CIFAS, identify theft has increased significantly over the course of the recession. Many people, sometimes taken in by promises of obtaining jobs or financial support after losing work, find that instead of being better off financially, their credit is ruined and they face a mountain of debt that they did not create. Often, it can take years to straighten out the issue and restore some semblance of normality. To avoid all this, here are some simple strategies that you can begin using today.

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Dealing with Increasing Credit Card Interest Rates

Posted in Credit Cards, General, Money Saving on Monday, January 18th, 2010 at 12:15 by Martyn Shaw.

As consumers struggle to pay off credit card balances that were created during the holiday gift-buying frenzy, some providers are beginning to incrementally increase the interest rates. This means it will take a little longer to pay off those outstanding balances, and that you will pay more for the privilege of using your credit cards. Fortunately, there are some strategies you can employ and minimise the impact of higher interest rates.

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