‘Debt’ Category
Posted in Credit Cards, Debt, General, Money Saving, Utilities on Tuesday, February 16th, 2010 at 13:29 by Jessica Haynes.
A report recently released by KPMG and the Chartered institute of Personnel and Development indicates that the current stabilisation of employment may be nothing more than a temporary lull. For people who’ve managed to hold on to their jobs over the last couple of years, this means that there is still some chance of being made redundant sometime over the next year or so. With that possibility in mind, now is the time to arrange your finances so you can cope with the job loss if it should come to pass.
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Posted in Debt, General, Money Saving on Tuesday, December 29th, 2009 at 11:14 by Martyn Shaw.
According to information released by insolvency trade body R3, roughly ten percent of consumers are still paying off debt they acquired as part of holiday spending in December 2008. Many of these same consumers acquired more debt this holiday season, creating additional stress on household budgets. If you are among those who made use of credit cards to fund your gift-giving efforts, here are some tips on how to begin eliminating that debt.
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Posted in Debt, General on Friday, November 27th, 2009 at 11:34 by Jessica Haynes.
Text message loans have received a lot of attention recently. Considered a state of the art version of the payday loan, the text message loan allows consumers to obtain a small loan in a matter of minutes. If approved, the funds are deposited quickly into bank accounts, making them ideal for unanticipated emergencies.
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Posted in Credit Cards, Credit Crunch, Debt, General on Thursday, September 17th, 2009 at 09:21 by Martyn Shaw.
One of the outcomes of the recession is that many people who had no trouble keeping up with their credit card balances suddenly found themselves unable to manage them effectively. This was sometimes due to changes in interest rates, or because of the loss of employment and the subsequent drop in monthly income. Even with the recession waning, some households are still having problems managing their credit card debt. Here are some tips on how to improve your situation.
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Posted in Debt, General, Money Saving on Wednesday, September 9th, 2009 at 09:35 by Martyn Shaw.
Many households are dealing with another increase that places stress on the family budget – an increase in school fees this year. Coming up with the additional fees can be difficult for families who are already struggling to stretch limited resources so they cover all household expenses. Fortunately, there are a couple of ways to manage those fees and still keep on track.
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Posted in Business, Debt, General on Monday, September 7th, 2009 at 09:10 by Jessica Haynes.
Most people find themselves stunned when they are told their services are no longer required. This is especially true then the announcement seems to come out of thin air. However, there are matters that must be attended to, and quickly. Here are some tips on what you should do after losing your job, if you are to maintain some semblance of normalcy around your household.
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Posted in Debt, General, Money Saving on Thursday, August 20th, 2009 at 09:23 by Jessica Haynes.
News that the status of the economies of the world’s wealthier nations, including the United Kingdom, is stabilising comes as more good news to help consumer confidence on the rise. With green shoots continuing to appear with some regularity, it is important that households not let down their guard and keep employing various strategies to ensure they are fiscally strong once the recession is a thing of the past.
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Posted in Debt, General, Money Saving, Mortgages & Property on Thursday, August 20th, 2009 at 08:54 by Martyn Shaw.
While there are certainly more options with mortgages today than even at the beginning of 2009, consumers would do well to not make assumptions about the relative merit of any one type of mortgage plan or any one mortgage provider. The fact is that as the recession continues to move toward an end, some of the rules that applied in the past do not necessarily apply today.
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Posted in Credit Cards, Debt, General, Money Saving on Monday, August 17th, 2009 at 09:42 by Jessica Haynes.
As many people know, money transactions are much easier when a credit card is utilised. Whether purchasing products online, making travel arrangements, or renting a vehicle, having a credit card simply makes the transaction move along as a brisker pace. Unfortunately, those charges and the accrued interest can create headaches for anyone on a tight budget. The solution? Obtain a prepaid credit card.
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Posted in Debt, General, Money Saving on Thursday, August 13th, 2009 at 09:27 by Jessica Haynes.
While green shoots continue to appear that signal the waning of the recession, one indicator serves to remind that good times are not here yet. Figures released by the Office for National Statistics show that unemployment continues to climb. As of June 2009, unemployment had reached a level comparable to that of 1996.
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