It’s no secret that several major supermarkets now offer loan services. Industry giants like Tesco and Sainsburys have recently reduced interest rates, making them extremely attractive to consumers. But are these loans really worth consideration?
‘Loans’ Category
Taking a Look at Supermarket Loans
Posted in General, Loans, Money Saving on Friday, March 12th, 2010 at 12:32 by Martyn Shaw.
Why You Should Review Your Credit Report Now
Posted in Credit Cards, General, Loans on Thursday, December 24th, 2009 at 10:13 by Martyn Shaw.
Many people don’t take the time to review their credit reports. For some, it is a matter of economics; they simply don’t want to pay the fees necessary to secure access to the reports. Others believe they have firm handle on their finances and reviewing the report would be a waste of time.
What You Should Know About Applying For A Personal Loan
Posted in General, Loans, Money Saving on Tuesday, September 22nd, 2009 at 08:45 by Jessica Haynes.
Personal loans are loans that can be used for any purpose the applicant desires. Some loans of this type are granted with no collateral required, while others must be secured with a pledge of some type of asset that is acceptable to the lender. If you are thinking of getting a personal loan to finance a holiday or do some repairs around the house, here are some things you should know before you apply with any type of lender.
Is Rent To Buy A Good Way to Purchase Your First Home?
Posted in General, Loans, Money Saving, Mortgages & Property on Tuesday, September 15th, 2009 at 10:05 by Martyn Shaw.
The process seems so simple and straightforward. Live in a home and pay rent for some time while you gather resources to purchase the property. Once you are prepared, approach the owner and exercise the option to purchase, often with all or a huge part of the rent paid up to that point going toward the purchase price. On the surface, it seems to be a simple solution.
Beware of Scam Emails
Posted in General, Insurance, Loans, Money Saving, Mortgages & Property on Thursday, September 10th, 2009 at 09:10 by Martyn Shaw.
Recent warnings by HM Revenue & Customs about the circulation of scam emails related to tax refunds have reminded people of how well crafted some of these scams are. Because the sophistication of these scams continues to increase, everyone should be reminded to respond to unsolicited email offers with extreme care.
After You Pay Off Debt, What’s Next?
Posted in Credit Cards, General, Loans, Money Saving, Savings & Investments on Thursday, September 3rd, 2009 at 10:41 by Jessica Haynes.
News that households around the United Kingdom paid off more debt than was generated during the month of July 2009 had been greeted with both celebration and a bit of worry. On the one hand, the fact that many citizens are taking control of their spending and learning to live within their means is laudable. At the same time, there is some apprehension that people will slow their spending down to the point that it delays economic recovery.
How to Pay For a New Car
Posted in General, Loans, Money Saving on Thursday, September 3rd, 2009 at 10:37 by Jessica Haynes.
When most people think of buying a new car, they immediately think of taking out a car loan. The fact is there are a few other strategies that you can try and possibly come out ahead in the long run. Here are a few suggestions.
Protecting Yourself From Phishing Expeditions
Posted in Credit Crunch, General, Loans on Monday, August 24th, 2009 at 09:45 by Martyn Shaw.
It’s no secret that the rate of credit card and identity theft has increased since the onset of the recession. One of the ways that unscrupulous types obtain your private data and hijack your identity is to convince you to give the information to them. This is most often accomplished using a technique known as phishing.
Preparing Your Home For Sale
Posted in General, Loans, Mortgages & Property on Tuesday, August 11th, 2009 at 09:32 by Martyn Shaw.
According to statements issued by the Centre for Economics and Business Research, the decrease in house prices that has discouraged home owners from selling their property is now officially over. From this point forward, prices are anticipated to increase at a slow but consistent pace.
Shop Wisely For Personal Banking Solutions
Posted in Credit Cards, General, Loans, Money Saving, Savings & Investments on Monday, August 10th, 2009 at 09:44 by Jessica Haynes.
It is no secret that the cost of personal banking is on the rise. Interest rates on loans of all types as well as credit cards are up, while the interest earned on savings accounts are failing to keep pace. This comes at a time when many households are struggling to move past the effects of the recession and recover lost financial ground.
