‘Loans’ Category

Ways to Improve Your Credit Rating

Posted in Debt, General, Loans on Friday, September 24th, 2010 at 10:24 by Jessica Haynes.


Many consumers have welcomed news that the government is implementing a new lending option to aid households with sup-par credit or low income to obtain loans at equitable rates. While the programme will help many people, it should not replace the necessity of doing what one can to improve low credit ratings. Here are a couple of steps that will help.

Choosing the Right Pawnbroker

Posted in General, Loans, Money Saving on Wednesday, September 8th, 2010 at 09:28 by Martyn Shaw.


People sometimes utilise pawnbrokers as a way of obtaining money to meet an immediate need. Assuming that the item can be redeemed in a couple of weeks, this type of financing strategy can be cost-effective and work quite well. In order to maximise the potential for gaining the most benefit, it’s important to choose the right pawnbroker.

Time for a New Car?

Posted in General, Loans, Money Saving on Tuesday, September 7th, 2010 at 09:25 by Jessica Haynes.


According to data released by the Society of Motor Manufacturers and Traders, the sale of new vehicles continued to decrease during the month of August 2010. Predictions are that the downward trend will continue for the remainder of the year. This may lead some dealers to consider extending some very attractive pricing to prospective customers. But does that men now is the right time to think about replacing your current vehicle?

Know Your Options When Purchasing a New Vehicle

Posted in General, Loans, Money Saving on Tuesday, August 31st, 2010 at 09:06 by Martyn Shaw.


This time of year, the idea of a new car crosses the minds of many consumers. For households that have managed to regain their financial stability and can afford payments, finding the right car and matching it to the right type of car financing is important to keeping the budget on track. Before going with the first offer that comes your way, take a moment and consider each of these financing options.

Consider a Short-Term Loan From a Reputable Pawnbroker

Posted in General, Loans on Monday, August 23rd, 2010 at 12:25 by Jessica Haynes.

Loan on wooden block

When it comes to obtaining a short-term loan quickly, going through a payday loan service is not your only option. As many are rediscovering, visiting a local pawnshop can often be a better option. There are a couple of potential benefits of working with a pawnbroker that may be especially appealing.

Choosing the Right Payday Loan Service

Posted in General, Loans, Money Saving on Monday, August 16th, 2010 at 11:15 by Martyn Shaw.

Money in Wallet

Many people turn to payday loan services when they need immediate and short-term financial help. The money may be needed to take care of unexpected auto repairs or some other emergency that requires immediate attention. While there are loan services of this type that do take advantage of consumers, there are also many payday loan services that are perfectly legitimate and genuinely care about the welfare of their customers. The trick is to work with one in the latter category while avoiding the former.

Shopping Around For Financial Services

Posted in Banking, Credit Cards, General, Loans, Money Saving on Monday, June 21st, 2010 at 10:47 by Martyn Shaw.

Childrens Building blocks Finance

When looking for financial services such as savings accounts or loans, most people turn to their local banker. In times past, this approach worked very well, especially if the consumer had a long-standing relationship with the bank. In today’s economy, however, automatically turning to your bank may or may not be in your best interests.

Avoiding Fraudulent Lenders

Posted in Credit Cards, General, Loans, Money Saving on Friday, June 18th, 2010 at 10:05 by Jessica Haynes.

Consumer Loan and Application

With so many people finding it hard to secure loans for car financing, mortgages, and other forms of lending, a number of scam artists touting fake loan offers have emerged. Often appearing as legitimate loan agencies, these con artists sometimes sweeten the deal with promises of a credit card account to help rebuild damaged credit. Fortunately, there are ways to identify this type of questionable offers from proper loan arrangements provided by reputable lenders.

Choosing the Right Payday Loan Provider

Posted in General, Loans, Money Saving on Wednesday, June 16th, 2010 at 11:14 by Jessica Haynes.

Need Money

With the Office of Fair Trading somewhat reluctant to impose caps on interest charges assessed by payday loan providers, consumers who make use of these short-term financial service must take steps to identify their best options. Sifting through the many payday loan providers can appear to be a daunting task. However, by employing a few basic strategies, it is possible to narrow your options and find a provider that can meet your need without creating a great deal of financial distress to your budget.

Taking a Look at Supermarket Loans

Posted in General, Loans, Money Saving on Friday, March 12th, 2010 at 12:32 by Martyn Shaw.

Loan Agreement

It’s no secret that several major supermarkets now offer loan services. Industry giants like Tesco and Sainsburys have recently reduced interest rates, making them extremely attractive to consumers. But are these loans really worth consideration?