‘Money Saving’ Category

Tips to Spending Less Than You Earn

Posted in Credit Crunch, General, Money Saving on Friday, March 19th, 2010 at 10:45 by Jessica Haynes.

According to a survey conducted by the price comparison service uSwitch, a number of UK households consistently spend more than they earn in monthly income. This has led to situations where people are running up high credit card balances, and making ample use of overdraft cover on their bank accounts. If you are among those who find yourself unable to keep your spending within your means, here are a few tips to help you make the necessary changes and move closer to being financially stable.

Alternatives to Cheques

Posted in General, Money Saving on Thursday, March 18th, 2010 at 12:09 by Martyn Shaw.

With plans to abolish the use of cheques appearing to gain momentum, many consumer groups are urging that the general populace be educated on alternative means of rending payments. In the event that cheques are eventually phased out, it would be a good idea for all consumers to acquaint themselves with the other means of making purchases that are in common use today. This will help make the transition much easier for everyone concerned.

Managing Your Petrol Costs

Posted in General, Money Saving on Wednesday, March 17th, 2010 at 11:31 by Jessica Haynes.

According to statements released by the AA and RAC, there is a very good chance that petrol costs will increase over the next several months. For households that are already struggling to keep up with their monthly obligations, the additional cost per litre could lead to a crisis. Fortunately, there are some ways to manage your consumption of petrol and keep within your budget.

How to Make Ends Meet

Posted in Banking, Debt, General, Money Saving on Tuesday, March 16th, 2010 at 11:27 by Martyn Shaw.

According to the Consumer Credit Counselling Service, the number of people having difficulty meeting all their monthly expenses rose considerably in 2009 over the figures from 2008. Even for those who made their way through the worst of the recession, the task of managing to cover basic living expenses with available income seems an insurmountable task. If you find yourself in this position each month, there are a few things you can try to balance that monthly budget.

Depending Less on Your Credit Cards

Posted in Banking, Credit Cards, General, Money Saving on Monday, March 15th, 2010 at 14:40 by Jessica Haynes.

Many people use credit cards as an easy way to manage the household budget. They buy food, pay utilities, and handle a host of everyday expenses by using the cards, then settle the balance as soon as the monthly statement arrives. With some cards, the cash back option makes the use of the cards even more practical.

Taking a Look at Supermarket Loans

Posted in General, Loans, Money Saving on Friday, March 12th, 2010 at 12:32 by Martyn Shaw.

It’s no secret that several major supermarkets now offer loan services. Industry giants like Tesco and Sainsburys have recently reduced interest rates, making them extremely attractive to consumers. But are these loans really worth consideration?

Protecting Yourself From Phishing Expeditions

Posted in Banking, General, Money Saving on Thursday, March 11th, 2010 at 12:02 by Jessica Haynes.

According to the UK Card Association, the incidence of phishing, an online strategy used to secure financial information from unsuspecting victims, has increased significantly in recent years. While some people think they may be above being swindled via online means, the fact is that people of every age, gender, educational, and economic status have fallen prey to this type of illegal activity. Fortunately, there are a few ways to minimise the chances of having your bank or credit card accounts compromised by phishers, and thus protect yourself from many of these schemes.

What to Do With The Savings From Energy Price Cuts

Posted in General, Money Saving, Utilities on Wednesday, March 10th, 2010 at 12:22 by Martyn Shaw.

There is a good chance that your gas and electricity providers have implemented modest cuts in their basic rates.  While the savings may not be huge, when coupled with your energy saving efforts around the house, the monthly savings may be enough to help you realise a few other financial goals.  Here are some ideas [...]

What Smart Meters Can Do For You

Posted in General, Money Saving, Utilities on Tuesday, March 9th, 2010 at 12:50 by Jessica Haynes.

Smart meters are touted as a wonderful way to reduce your gas and electricity costs. In fact, they can be very effective tools to that end. However, there is nothing magic about these meters, which means that some effort is required on your part in order to bring your utility bills into a manageable range.

Getting the Most From Your Online Shopping Experience

Posted in General, Money Saving on Monday, March 8th, 2010 at 12:18 by Martyn Shaw.

Shopping online comes with more advantages than just the convenience of shopping any time of the day or night you like. In fact, it is possible to save money with online shopping, if you follow a few specific guidelines.