‘Savings & Investments’ Category

Why You Should Diversify Your Investments

Posted in Savings & Investments, Utilities on Tuesday, February 23rd, 2010 at 13:01 by Martyn Shaw.

With finance experts encouraging individuals to begin building up their investment portfolios, now may be the time to evaluate the holdings you already own, and decide what types of investments would create a proper balance among the assets. Far too many people find one type and stick with it, an approach that can leave them vulnerable to shifts in a given market. As you make plans for investing, keep the idea of diversification in mind.

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Confidence in Pensions Should Not Slow Saving and Investing Efforts

Posted in General, Money Saving, Savings & Investments on Thursday, October 15th, 2009 at 11:47 by Martyn Shaw.

A survey conducted by the National Association of Pension Funds indicates that many employees are feeling better about the stability of their pensions than at the end of 2008. While the increased confidence is fine, households should not fall back into the rut of relying on pensions alone to provide an equitable standard of living during the retirement years.

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How The Right Isa Can Save You On Taxes

Posted in General, Savings & Investments, Tax on Wednesday, September 23rd, 2009 at 10:11 by Jessica Haynes.

As more people look for ways to create nest eggs for the retirement years, the Isa has gained more attention from people who at one time planned on retiring and living off their pensions. Along with helping you prepare for the future, an Isa can help you right now in terms of easing your tax burden. Here are a couple of examples of how this occurs.

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How To Identify A Good Stock Tip

Posted in General, Savings & Investments on Wednesday, September 23rd, 2009 at 10:09 by Martyn Shaw.

Investors know the value of a good stock tip. They can help increase the returns on investments a great deal, which in turn helps to increase the value of the stock portfolio and provide a greater degree of financial security. However, a bad tip can lead to financial ruin. Here’s how to tell the difference between the two.

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Ask Questions Before You Make An Investment

Posted in General, Savings & Investments on Tuesday, September 22nd, 2009 at 08:45 by Jessica Haynes.

As many people attempt to rebuild their investment portfolios as the recession continues to wane, a number of questionable opportunities have made it much more difficult to find the truly profitable options. To help you move past these lesser offers and locate the ones that will help you accomplish your financial goals, here are some questions to always ask before you commit to any type of investment.

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Starting an Investment Portfolio

Posted in General, Savings & Investments on Thursday, September 17th, 2009 at 09:15 by Jessica Haynes.

As fewer companies offer pension plans, people have begun to consider ways to create their own nest eggs for the retirement years. This has led to many households considering the idea of investing in stocks, bonds, and similar financial instruments. Because the process of investing can be especially intimidating for the novice investor, it is important to start small and gradually expand your range of investments as you become more comfortable with the process and your knowledge about investing in general.

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Advantages of an Easy Access Account

Posted in General, Money Saving, Savings & Investments on Tuesday, September 15th, 2009 at 09:49 by Martyn Shaw.

While everyone wants to make the most interest from a savings account, the fact is some savings plans call for leaving the balance untouched for a long period of time in order to avoid penalties and other costs. This is where an easy access account can come in very handy. Here are some reasons why you should establish an account of this type as part of your overall financial strategy.

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Bouncing Back From The Recession

Posted in General, Money Saving, Savings & Investments on Monday, September 14th, 2009 at 11:08 by Jessica Haynes.

It is no secret that many people lost at least some financial security during the recession. Along with jobs lost, many people still at work no longer have pension contributions matched, or have no access to a pension plan at all. Retirees saw their assets shrink as the stock market tumbled and they had to sell shares at a loss or continue to lose money as those shares fell even further. Fortunately, the turnaround in the economy also means that people can begin to recover from the last couple of years and begin to re-establish their financial security.

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Getting The Most Benefit From Your Savings

Posted in General, Money Saving, Savings & Investments on Monday, September 14th, 2009 at 10:44 by Martyn Shaw.

While the rate of interest offered on an easy access savings account is extremely low today, there are other ways to create savings and investments that are relatively safe and earn a decent return over time. Some involve other types of savings accounts, while still others involve sinking your savings into short-term or long-term investments. Here are some examples.

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