Archive for August, 2009

How To Conduct Your Online Banking Safely

Posted in Banking, General on Friday, August 28th, 2009 at 16:41 by Martyn Shaw.

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Today, the potential for identity theft is greater than at any time in the past. There are several ways that thieves go about securing your private data and using it for their own purposes. One of those is to access your bank accounts by obtaining the information you use to conduct your online banking transactions. In order to thwart the thieves, here are a couple of safeguards to take.

How To Secure Better Deals From Vendors and Service Providers

Posted in General, Insurance, Money Saving on Friday, August 28th, 2009 at 16:37 by Jessica Haynes.

In today’s tight economy, saving money on goods and services is extremely important. Unfortunately, many consumers are reluctant to look for better deals or even ask an existing vendor or provider for something a little more competitive. If you are willing to try, here are a few simple approaches that could result in saving a substantial amount.

Making The Most Of A Small Pay Rise

Posted in General, Money Saving on Friday, August 28th, 2009 at 16:36 by Martyn Shaw.

With news that pay rises are at their lowest levels since 1994, many households wonder how they can go about managing to keep ahead of rising costs. Fortunately, there are ways to make do with what you have and manage to balance your budget every month.

Why You Need Car Insurance

Posted in General, Insurance, Money Saving on Thursday, August 27th, 2009 at 10:29 by Jessica Haynes.

car-on-money

According to data released by the Motor Insurers’ Bureau, more young drivers are taking chances by failing to secure car insurance. While in some cases, it is due to the fact young drivers are not always aware that maintaining auto insurance is mandatory. However, the underlying problem is more likely to be the high rates charged by some insurance providers.

The Benefits of Boomerang Children

Posted in General, Money Saving on Thursday, August 27th, 2009 at 10:17 by Martyn Shaw.

It is no secret that many children have returned to the family nest in recent years. In some cases, the move is a practical one that makes it possible for parent and child to live under one roof and maintain a decent standard of living. At other times, the move home is facilitated by a divorce, or the need to help care for an ailing parent. While this return of the boomerang children requires some adjustments on the part of everyone involved, there are advantages associated with the revised living arrangements.

Evaluating Your Energy Tariff Options

Posted in General, Money Saving, Utilities on Thursday, August 27th, 2009 at 10:07 by Jessica Haynes.

Managing household utilities is somewhat more complicated than in decades past. However, this can be good news, since it provides the consumer with the opportunity to compare different options and get the best tariff on electricity and gas services. Here are some factors to consider as you look at different tariffs.

Consumer Confidence Continues to Increase

Posted in Business, Credit Crunch, General, Money Saving on Wednesday, August 26th, 2009 at 09:59 by Martyn Shaw.

The Institute of Chartered Accountants in England and Wales indicates that consumer confidence is at its highest point since the summer of 2007. Businesses as well as individuals continue to see better days on the way in larger numbers, with the confidence measure used by the ICAEW indicating that renewed hope in a better economy was significantly higher as the third quarter of the calendar year got underway, even in comparison to the general feeling of the populace as recently as March 2009.

Have You Thought About Your Mortgage?

Posted in General, Money Saving, Mortgages & Property on Wednesday, August 26th, 2009 at 09:57 by Jessica Haynes.

According to information from the British Bankers Association, mortgage approvals for the month of July 2009 were at their highest levels since February 2008. In spite of the upward swing of interest rates on fixed-rate mortgages, more people are moving forward with securing a first time mortgage loan or refinancing an existing one. Could it be time for you to take a look at your current mortgage arrangement.

How Is Your Discretionary Income?

Posted in General, Money Saving on Wednesday, August 26th, 2009 at 09:54 by Martyn Shaw.

food-bag

Asda recently released figures that indicate the average household realised a small increase in discretionary income during July 2009, when compared to previous months. According to their research, while some household essentials increased in cost, others declined or at least failed to increase significantly, helping to offset the items that were slightly more expensive.

Trimming The Food Budget

Posted in General, Money Saving on Tuesday, August 25th, 2009 at 11:11 by Jessica Haynes.

As most households know, one of the ways to generate a little more room in the budget is to trim food costs for the month. This can be accomplished without actually doing without necessities or even a treat now and then. If you need to find some extra money in the budget, here are some tips on how to adjust your food purchases and come out ahead.