Archive for October, 2009

What To Look For in a New Credit Card

Posted in Credit Cards, General on Friday, October 30th, 2009 at 11:46 by Jessica Haynes.

pink-credit-card

If you are thinking of applying for a new credit card, it is a good idea to look beyond that wonderful introductory interest rate and determine what other benefits come along with the charging privileges. Here are some advantages that you may find useful.

Modest Increase in Housing Prices Means The Time to Buy Is Now

Posted in General, Mortgages & Property on Thursday, October 29th, 2009 at 11:35 by Martyn Shaw.

rising-house-prices

According to figures released by the Land Registry, house prices continued to experience a small increase during September 2009. Similar modest increases occurred on a monthly basis throughout the summer. Between these incremental increases and the shrinking number of mortgage options on the table today, now may be an ideal time to start looking for a new home.

Ways To Purchase Your First Home

Posted in General, Mortgages & Property on Wednesday, October 28th, 2009 at 10:55 by Jessica Haynes.

home-sale-sign

With news from the Royal Institution of Chartered Surveyors that first time homebuyers account for many of the inquiries made in the real estate market today, interest in providing ways to get first timers into a home have increased on some fronts. This is good news, especially since obtaining a mortgage is not as easy as in years past.

Increased Minimum Payments Not A Bad Idea

Posted in Credit Cards, General, Money Saving on Tuesday, October 27th, 2009 at 11:38 by Martyn Shaw.

bluecreditcard

News that the government is considering a proposal to ask credit card issuers to increase the minimum monthly payment they require from their customers has some concerned about the additional stress on the household budget. However, if this proposal does come to pass, it may be to the benefit of the average consumer.

Do You Have A Will?

Posted in General on Monday, October 26th, 2009 at 11:07 by Jessica Haynes.

last-will-testament

While many people make at least some sort of preparation for their retirement years, relatively few take the time to address end of life issues, such as the preparation of a last will and testament. There are many reasons why people don’t take care of this important task. For some, it is a matter of finding time to address the issue with a solicitor. Others feel they simply don’t have much in the way of worldly possessions, so there is no point.

Shopping For Motor Insurance

Posted in General, Insurance, Money Saving on Friday, October 23rd, 2009 at 10:18 by Martyn Shaw.

hand-and-car

Word from AA that the cost of motor insurance is increasing may prompt you to begin comparing your current car insurance coverage with other offers on the market today. If this is the case, here are a couple of things to keep in mind.

Simple Ways To Make Money From Home

Posted in Business, General on Thursday, October 22nd, 2009 at 10:41 by Jessica Haynes.

home-working

Whether you need to establish a secondary source of income or replace your main income that has been lost, it is a good idea to look into money making ideas you can conduct at home. Many can begin to generate revenue immediately, and do not require you to spend time filling out applications and waiting to be hired. Here are some suggestions.

What To Look For In A Fixed Energy Rate

Posted in General, Money Saving, Utilities on Wednesday, October 21st, 2009 at 10:23 by Martyn Shaw.

gas-in-hands

Forward looking people in early 2008 chose to go with fixed rate options for their gas and electricity needs. Even though the recession is winding down, you may still want to consider a fixed rather than a variable plan for your energy needs. Here are a couple of things to keep in mind.

What Mortgage Reform Could Mean For You

Posted in General, Mortgages & Property on Tuesday, October 20th, 2009 at 10:14 by Jessica Haynes.

mortgage-prices

Word that the Financial Services Authority is reviewing current mortgage lending policies and plans on reforming the current processes could have an impact on your ability to obtain a mortgage with a low rate of interest. Just what type of impact remains to be seen.

Are Cashback Web Sites Worth Your Time?

Posted in General, Money Saving on Monday, October 19th, 2009 at 10:07 by Martyn Shaw.

cashback

For people who do a great deal of shopping online, finding a good cashback web site is a must. Essentially, a cashback site functions as a portal to all sorts of shopping opportunities. By going through the portal to shop at your favourite stores, you earn a cashback bonus every time you place an order. In most cases, the bonus can be credited to your bank account, or to an online payment account, like PayPal.