Archive for November, 2009

Great Universal Sale Ends Today, Make The Most Of Cyber Monday

Posted in Money Saving, Sales on Monday, November 30th, 2009 at 10:55 by Jessica Haynes.

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Cyber Monday not only makes the most of retail sales online but it also represents the day that the Great Universal sale comes to an end. Over the past few weeks we have seen a plethora of customers looking for discounted Christmas presents both in the High-Street and online, with a wealth of sales being recorded in a sale that has helped those struggling financially to be able to make the best of Christmas 2009.

Why You Should Compare Home Insurance Rates

Posted in General, Insurance, Money Saving on Monday, November 30th, 2009 at 10:46 by Martyn Shaw.

Home insurance

Even if you are very satisfied with your current home insurance provider, it never hurts to compare your current terms and costs with the competition. There are actually a few reasons why this is a good idea.

Great Universal Sale – Black Friday Could See A Boost In Sales

Posted in Sales on Friday, November 27th, 2009 at 15:22 by Jessica Haynes.

It’s that time of the year again where Black Friday starts off the seasonal Christmas shopping experience for many people across the world, and it comes at a time just before the Great Universal sale comes to an end on 30th November 2009.

Are Text Message Loans Worth It?

Posted in Debt, General on Friday, November 27th, 2009 at 11:34 by Jessica Haynes.

Wallet With Money

Text message loans have received a lot of attention recently. Considered a state of the art version of the payday loan, the text message loan allows consumers to obtain a small loan in a matter of minutes. If approved, the funds are deposited quickly into bank accounts, making them ideal for unanticipated emergencies.

Protecting Yourself from Overdraft Fees

Posted in Banking, General on Thursday, November 26th, 2009 at 12:05 by Martyn Shaw.

Overdraft

As the battle continues to rage over unauthorised overdraft charges, it is a good idea to position yourself so that the issue of overdrafts becomes irrelevant to you and your household. There are several strategies that you can employ to insulate yourself from this type of activity and save a great deal of money over the course of the year.

Mortgage Approvals Continue to Increase

Posted in General, Mortgages & Property on Wednesday, November 25th, 2009 at 10:59 by Jessica Haynes.

Mortgage and Keys

Word from the British Bankers Association indicates that the number of mortgage approvals for the month of October showed a slight increase, but enough to continue an upward trend that is approaching the number of monthly approvals prior to the advent of the recession.

There’s Still Time to Get a Good Fixed Rate Mortgage

Posted in General, Mortgages & Property on Tuesday, November 24th, 2009 at 11:00 by Martyn Shaw.

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While some prospective homebuyers thought that low fixed rate mortgages were a thing of the past, that is not the case. For the first time in several months, it is now possible to get a fixed rate that is less than five percent. If you are more comfortable with a fixed rate rather than a variable rate on your mortgage, now is the time to consider some of these latest offerings from different lenders.

Need a Safe Investment? Go with Real Estate

Posted in General, Mortgages & Property on Monday, November 23rd, 2009 at 11:44 by Jessica Haynes.

property-as-investment

As people look for ways to restock their depleted savings after the worst of the recession, some are leery of depending a great deal on pension plans, stocks, and other forms of building a nest egg. However, there is one option that tends to hold up fairly well even during economic downturns: real estate.

Mortgage Lending Still on the Rise For Now

Posted in General, Mortgages & Property on Friday, November 20th, 2009 at 12:32 by Martyn Shaw.

mortgage-agreement

According to the Council of Mortgage Lenders, mortgage lending posted another increase during October 2009, posting a rise of five percent. While still well below the lending provided for the same period in 2008, the continual upward swing indicates that the market, for now, is doing very well. However, gains are anticipated to be somewhat modest during the coming year. This means now is the time for prospective homebuyers to begin comparing mortgage options and move forward with securing financing.

Curb Incidental Spending and Increase Your Savings

Posted in General, Money Saving on Thursday, November 19th, 2009 at 12:04 by Jessica Haynes.

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While more households are giving attention to rebuilding their depleted savings, a significant number of people admit that they could save more, if they were more diligent in monitoring their incidental spending. If you want to curb unnecessary spending and increase your savings at a faster pace, here are a couple of suggestions that will help.