Archive for March, 2010

How to Evaluate Investment Opportunities

Posted in General, Money Saving, Savings & Investments on Wednesday, March 31st, 2010 at 11:23 by Jessica Haynes.

Investments scrabble

If your household has regained a measure of stability, now may be the time to start looking rebuilding your investment portfolio. However, before you jump in with buying and selling various securities, here are a couple of suggestions to help you avoid making the wrong choices.

Taking a Second Look at Your Mortgage Options

Posted in General, Money Saving, Mortgages & Property on Tuesday, March 30th, 2010 at 09:49 by Martyn Shaw.

Post Office

News that the Post Office will soon to offer mortgages that require a lower deposit than many of its competitors may be just what is needed to reverse the recent slump in mortgage approvals. If you’ve considered buying property but felt that the time was not right for some reason, taking another look at what is out there and how your financial circumstances stand may be a good idea.

Preparing for Tax Time

Posted in General, Money Saving, Savings & Investments on Monday, March 29th, 2010 at 13:52 by Jessica Haynes.

Tax Time

With the taxman looming, many people are now scrambling to put their documents in order, while also pledging to do a better job of keeping up with receipts and other essentials once the current filing is complete. If this is the type of pledge you make annually, but never follow through, here are some tips that may help.

Evaluating Free Offers

Posted in General, Money Saving on Friday, March 26th, 2010 at 13:02 by Martyn Shaw.


From time to time, most households are invited to participate in free offers for various types of goods or services. Unfortunately, those free items sometimes come at a cost that is only revealed as the consumer looks deeper into the offer. Here are a few thinks to look for when evaluating free offers, and determining just how much that free product will ultimately cost.

Taking a Fresh Look at Your Household Budget

Posted in General, Money Saving on Thursday, March 25th, 2010 at 14:40 by Jessica Haynes.

piggy bank bills and coins

With all the discussion about the upcoming budget for the nation, perhaps it is time to take a long hard look at your own household budget. While it may appear to be functioning well, there is always the chance that a few minor changes would allow you to make better use of your monthly income. Here are some specific issues to consider.

Making the Lull in Inflation Work For You

Posted in General, Money Saving on Wednesday, March 24th, 2010 at 11:24 by Martyn Shaw.


With inflation rising at a slower pace than previously anticipated, consumers can take advantage of temporarily lower expenses with utilities, food, and other necessities. The goal is to not waste the money you save during this inflationary lull, and make it work for you over the long-term. Here are some ideas of how to do that.

Making Your Way through the Last Days of the Recession

Posted in General, Money Saving on Tuesday, March 23rd, 2010 at 12:00 by Jessica Haynes.

End of Recession

According to the Confederation of British Industry, the ill effects of the recession are far from over. In spite of the gradual improvement in some sectors of the economy, CBI maintains that unemployment will not level off until the latter part of 2010, and that the economy as a whole will not begin to really move forward again until the middle of the 2011. For those who have managed to make their way through the difficulty of the last two years, this means that now is not the time to begin relaxing and reverting to old habits.

Finding Hidden Charges in Your Insurance Cover

Posted in General, Insurance, Money Saving on Monday, March 22nd, 2010 at 12:00 by Martyn Shaw.

Insurance Folder

Many consumers have noticed that their insurance premiums seem to incrementally increase from one renewal period to the next. At times, it is not clear exactly why the increases come about. This has led to situations where over the course of a year, households have to find ways to trim expenses in other areas of the budget just to meet the higher premiums.

Tips to Spending Less Than You Earn

Posted in Credit Crunch, General, Money Saving on Friday, March 19th, 2010 at 10:45 by Jessica Haynes.

Consumer Spending

According to a survey conducted by the price comparison service uSwitch, a number of UK households consistently spend more than they earn in monthly income. This has led to situations where people are running up high credit card balances, and making ample use of overdraft cover on their bank accounts. If you are among those who find yourself unable to keep your spending within your means, here are a few tips to help you make the necessary changes and move closer to being financially stable.

Alternatives to Cheques

Posted in General, Money Saving on Thursday, March 18th, 2010 at 12:09 by Martyn Shaw.

Cheque book, credit card and pen

With plans to abolish the use of cheques appearing to gain momentum, many consumer groups are urging that the general populace be educated on alternative means of rending payments. In the event that cheques are eventually phased out, it would be a good idea for all consumers to acquaint themselves with the other means of making purchases that are in common use today. This will help make the transition much easier for everyone concerned.