Archive for May, 2010

Keeping Your Holiday Spending In Check

Posted in Credit Cards, General, Money Saving on Friday, May 28th, 2010 at 11:43 by Jessica Haynes.

Passport and money

With summer just around the corner, many people are planning for a nice summer holiday. Unfortunately, more than a few will run up substantial credit card debt in order to enjoy some time away from home. If the idea of having to retire high credit card balances after your return is less than attractive, try these tips to minimise the damage.

Searching for Bargains on Petrol

Posted in General, Money Saving on Thursday, May 27th, 2010 at 10:59 by Martyn Shaw.

Petrol lid Open

With Morrisons’ recent drop in what the supermarket chain charges for petrol, there is speculation that Tesco and others will soon follow suit, creating a price war that benefits anyone looking for the best rates. In order to keep abreast of what may be a very competitive situation, consumers can employ several methods to stay on top of who is charging what for petrol.

Is It Time To Remortgage Your Home?

Posted in General, Money Saving, Mortgages & Property on Wednesday, May 26th, 2010 at 10:20 by Jessica Haynes.

Re Mortgage

With home equity on the increase once more, many analysts are recommending that homeowners seriously consider reworking their current mortgage arrangements. While this may not be the ideal strategy for everyone, it is worthy of consideration. Here are a couple of reasons why making changes to your mortgage arrangements may be in your best interests.

Living Without a Pay Rise

Posted in General, Money Saving on Tuesday, May 25th, 2010 at 11:08 by Martyn Shaw.

Stacks of Money

With many employers maintaining a pay freeze, the chances for receiving a pay rise this year are somewhat minimal. This means that your household will have to meet the challenges of inflation by means other than an increase in your main source of income. There are several ways to manage this and still maintain a comfortable lifestyle.

How To Build Your Savings Now

Posted in Credit Cards, General, Money Saving on Monday, May 24th, 2010 at 11:16 by Jessica Haynes.

Piggy Bank & Wallet

Many people learned how to curb their credit card use during the recession. For some, those habits have continued, aiding them to slowly reduce their overall debt and thus increase their financial stability. While this is excellent news, the fact is that consumers are not yet working to increase the balances in their savings accounts.

Taking a Second Look at Your Auto Insurance Provider

Posted in General, Insurance, Money Saving on Friday, May 21st, 2010 at 10:26 by Martyn Shaw.

Automobile Insurance Policy

With many car insurance providers increasing premiums in recent months, many consumers are questioning if they are getting the most benefit for their money. In fact, while rates are up, competition among providers has also increased, making this an ideal time to engage in some comparison shopping. Here are some tips on how to know if you have the best deal, or need to consider switching.

Protecting Yourself from Plastic Card Fraud

Posted in Credit Cards, General on Thursday, May 20th, 2010 at 10:55 by Jessica Haynes.

Credit card with Chip

Over the past year, the incidence of fraud due to theft of debit and credit card information has increased significantly. With so many people using plastic instead of cash for transactions, chances are this trend will continue. However, there are a few things you can do to minimise the possibility of becoming a victim.

Minimising the Effects of Rising Inflation

Posted in Credit Cards, General, Money Saving, Utilities on Wednesday, May 19th, 2010 at 10:29 by Martyn Shaw.

Disolving Pound

With news that the consumer price inflation figure is on the rise, many households are looking for ways to minimise the impact and maintain their current standard of living. The good news is that many of the strategies used to get through the recession will also come in handy in today’s current economic client.

Rating Your Mobile Service Provider

Posted in General, Money Saving, Utilities on Tuesday, May 18th, 2010 at 13:02 by Jessica Haynes.

Set of blue mobile phones

With word that several mobile service providers are initiating changes to off-peak times for their customers, it may be time to look closely at what you have with your current mobile provider, and compare their services and support to what you can get from a different provider. Here are a few specific points to consider as you do the comparison.

Should You Consider Private Medical Insurance?

Posted in General, Insurance, Money Saving on Monday, May 17th, 2010 at 12:37 by Martyn Shaw.

HealthInsurance Policy

Many people who’ve enjoyed the benefits of private medical insurance in the past did so because of health cover offered through an employer. With more companies opting to not provide this type of insurance, an employee may opt to look for individual plans. However, the task can be discouraging, since many private plans are so expensive. Fortunately, it is possible to find a private plan that is affordable and does provide adequate cover.