Archive for August, 2010

Know Your Options When Purchasing a New Vehicle

Posted in General, Loans, Money Saving on Tuesday, August 31st, 2010 at 09:06 by Martyn Shaw.

Ford-Pricing-Stratergy

This time of year, the idea of a new car crosses the minds of many consumers. For households that have managed to regain their financial stability and can afford payments, finding the right car and matching it to the right type of car financing is important to keeping the budget on track. Before going with the first offer that comes your way, take a moment and consider each of these financing options.

Knowing When a Bargain is Really a Bargain

Posted in General, Money Saving on Friday, August 27th, 2010 at 09:28 by Jessica Haynes.

Supermarket Trolley with fruit

With many households striving to get the most return when shopping, its no wonder that some shoppers gravitate toward certain stores, based on their reputations for low prices. The truth is that while these types of discount stores do offer some true bargains, they also sell many items at prices higher than their competitors. This reality means that shoppers must learn to discern when the store is offering the best price in town, and when purchasing that same item elsewhere would save money.

Using Your Credit Cards Wisely

Posted in Credit Cards, General, Money Saving on Thursday, August 26th, 2010 at 08:35 by Martyn Shaw.

BlueCreditCard

While the economy may be better than a couple of years ago, that does not mean households should return to their former spending habits. Already, a number of households have accumulated a great deal of new credit card debt, often using the cards for impulse purchases. In order to avoid undermining your financial stability with runaway spending, here are some tips that may help.

Revisiting the Issue of a Fixed Rate Mortgage

Posted in General, Money Saving, Mortgages & Property on Wednesday, August 25th, 2010 at 09:52 by Jessica Haynes.

Home for sale illustration

With some sources claiming that the trend of inflation is likely to increase mortgage rates significantly in the next couple of years, now may be a good time to take a second look at refinancing your existing mortgage. Here are a few things to keep in mind as you consider making a change.

Avoiding Late Payments on Credit Card Accounts

Posted in Credit Cards, General on Tuesday, August 24th, 2010 at 10:41 by Martyn Shaw.

Credit Cards in Wallet

With the worst of the recession passed, some financial institutions are beginning to offer more credit cards plans, many of them targeted to consumers who experience credit problems over the last few years. While obtaining a credit card can be an excellent tool in repairing damaged credit, there is a need to know exactly how each provider accepts and posts payments to customer accounts.

Consider a Short-Term Loan From a Reputable Pawnbroker

Posted in General, Loans on Monday, August 23rd, 2010 at 12:25 by Jessica Haynes.

Loan on wooden block

When it comes to obtaining a short-term loan quickly, going through a payday loan service is not your only option. As many are rediscovering, visiting a local pawnshop can often be a better option. There are a couple of potential benefits of working with a pawnbroker that may be especially appealing.

Is It Time to Refinance That Variable Mortgage Rate?

Posted in General, Money Saving, Mortgages & Property on Friday, August 20th, 2010 at 11:54 by Martyn Shaw.

Pile-of-Coins-and-toy-house

The real estate market had some good news recently. According to statistics released by the Council of Mortgage Lenders, lending for July 2010 was up five percent over the previous month. While still below levels for the same period in 2009, that increase is encouraging.

Beating the Rising Cost of Food

Posted in General, Money Saving on Thursday, August 19th, 2010 at 09:48 by Jessica Haynes.

shopping-and-money

Recent reports by the Office for National Statistics indicate that the cost of food is on the rise. With a one percent jump between June and July 2010, households who are already operating with tight budgets will need ideas on how to keep the larder full without creating some type of financial crisis for the home. Fortunately, there are a few approaches that and be implemented immediately.

Dealing with the High Cost of Living

Posted in General, Money Saving on Wednesday, August 18th, 2010 at 11:47 by Martyn Shaw.

Credit Card detail

With inflation anticipated to continue for at least a couple of years, many households are making use of many of the financial strategies that helped them get through the worst of the recession. In fact several approaches that worked well over the last three years will serve you very well. Here are a couple of examples.

Creating a Household Emergency Fund

Posted in General, Money Saving on Tuesday, August 17th, 2010 at 11:05 by Jessica Haynes.

Pink Piggy Bank

Now that most households have managed to make it through the recession, the time has come to rebuild the financial reserves. One of the most important elements of that process is the establishment of a household emergency fund.