Archive for September, 2010

Offsetting Higher Gas and Electricity Costs

Posted in General, Money Saving, Utilities on Thursday, September 30th, 2010 at 09:50 by Martyn Shaw.

electricity-bill

According to data released by Ofgem, consumers can look forward to increases in gas costs over the coming year. This can be especially distressing to households that have already faced the challenge of adjusting budgets to accommodate higher costs for electricity. Fortunately, some of the strategies used to trim electricity usage can also work with minimising the use of natural gas around the house.

Balancing Debt Retirement with Saving

Posted in Debt, General, Money Saving on Wednesday, September 29th, 2010 at 10:27 by Martyn Shaw.

debt

As households continue to recover from the effects of the recession, there is often the question of how to go about becoming more financially stable. Some believe that paying off debt as soon as possible is the best approach. Others place emphasis on creating savings, pensions, and other financial nest eggs. The truth is that pursuing both goals concurrently will produce the best results.

Taking Advantage of Lower Home Prices

Posted in General, Money Saving, Mortgages & Property on Tuesday, September 28th, 2010 at 09:50 by Jessica Haynes.

mortgagehouse

For the last three months, the average prices on homes up for sale have decreased incrementally. With many consumers waiting to determine the amount of impact the recent government cuts will have on the economy, demand for real estate remains somewhat low. This means that if you have the financial resources at hand, now may be an ideal time to buy a new home.

Keeping Your Financial Momentum in a Sluggish Economy

Posted in Debt, General, Money Saving on Monday, September 27th, 2010 at 09:52 by Jessica Haynes.

money-saving

Concerns that a combination of government cutbacks and slow growth the economy have some analysts speculating that the United Kingdom may experience another round of recession as soon as next year. For those who weathered the last difficult period and have begun to recover, the prospect is particularly unappealing. Fortunately, there are ways to prepare and at least minimise the difficulty if the worst does come to pass.

Ways to Improve Your Credit Rating

Posted in Debt, General, Loans on Friday, September 24th, 2010 at 10:24 by Jessica Haynes.

creditcardandhand

Many consumers have welcomed news that the government is implementing a new lending option to aid households with sup-par credit or low income to obtain loans at equitable rates. While the programme will help many people, it should not replace the necessity of doing what one can to improve low credit ratings. Here are a couple of steps that will help.

Lacklustre Real Estate Sales May Signal Bargains for Savvy Buyers

Posted in General, Money Saving, Mortgages & Property on Thursday, September 23rd, 2010 at 08:46 by Martyn Shaw.

houseintrolley

According to figures released by HM Revenue & Customs, house sales during the month of August 2010 were down from the previous month. While still higher than sales figures for August 2009, the real estate market is far behind the brisk sales taking place prior to the beginning of the recession. While this is not encouraging news for sellers, it may be of interest to buyers.

Why Establishing a Pension For Your Child Is A Good Idea

Posted in General, Savings & Investments on Tuesday, September 21st, 2010 at 09:25 by Jessica Haynes.

pension-piggybank

Once upon a time, the idea of a pension plan was something that applied to adults alone. That is no longer the case. With indications that the hard times of the recent recession have left many people with no pensions through work or any other means, parents are beginning to think of ways to provide for their children in later years. Those provisions include establishing a pension plan for each child while they are still at ho

Choosing the Right Investments

Posted in General, Savings & Investments on Monday, September 20th, 2010 at 11:04 by Martyn Shaw.

investing-nesteggs

Investing is an excellent way to create a nest egg for later years. One of the key points to keep in mind is that not every type of investment is right for everyone. It’s important to base your investment activity on two factors: your level of expertise with financial matters in general, and how much risk you are willing to assume with any given investment.

Managing Use of Your Credit Cards

Posted in Credit Cards, General, Money Saving on Friday, September 17th, 2010 at 12:11 by Martyn Shaw.

creditcardsinlockedwallet

Word that credit and debit card spending is up over last year is good news for the economy, but may or may not be good news for households. A great deal depends on how that spending is managed. Here are some tips to keep in mind.

Why Car Insurance Is Important

Posted in General, Insurance, Money Saving on Thursday, September 16th, 2010 at 13:01 by Jessica Haynes.

carinsurancepolicy

During tough economic times, consumers tend to reduce spending for any service they consider optional. Unfortunately, some believe that car insurance falls into this category. The fact is that maintaining proper car cover is very important for several reasons.