Archive for October, 2010

Choosing A Personal Identification Number

Posted in General on Thursday, October 28th, 2010 at 10:12 by Jessica Haynes.

atmpin

In today’s world, personal identification numbers or PINs are in common use. Both debit and credit cards are equipped with the codes, as well as other types of financial services. While most financial institutions allow consumers to choose their own PINs, it is important to keep a few things in mind before deciding which number sequence is the right one for you. Here are a few tips.

Where to Find Work at Home Jobs

Posted in General on Wednesday, October 27th, 2010 at 09:11 by Jessica Haynes.

Home Working

With utilities anticipated to increase and concern about how government spending cuts will affect household finances, many people are considering finding some type of work to do at home on a part time basis.  There are actually several ways to go about finding this type of work and beginning to generate a little extra income [...]

Getting Ready For the Cold of Winter

Posted in General, Money Saving, Utilities on Tuesday, October 26th, 2010 at 11:44 by Jessica Haynes.

winterscene

It’s not secret that heating costs will be more this winter than last. For households that are just now regaining some sense of financial equilibrium, the prospect of setting aside a little more to cover gas and electricity costs is not particularly welcome. Fortunately, there are a few ways to reduce energy consumption and still be comfortable during the cold months of the upcoming season.

Benefits of a Part-time Work At Home Position

Posted in General, Money Saving on Monday, October 25th, 2010 at 15:36 by Jessica Haynes.

moneynotes

Many people today are looking for ways to earn extra money. One solution is to find some type of work that can be done from home. There are several benefits to this arrangement, including flexible schedules and the ability to control income to some point.

Increasing Your Chances of Securing A Mortgage

Posted in General, Mortgages & Property on Thursday, October 21st, 2010 at 10:35 by Jessica Haynes.

mortgagelending

As the Council of Mortgage Lenders reports that mortgage lending is down, many potential homeowners are wondering if they can meet the stiff qualifications currently used by lenders. If you are continuing to get past unfortunate financial circumstances that emerged during the recession, this is a real concern. Fortunately, you can take action today and slowly improve your chances of improving your credit and qualifying for a mortgage in the future.

Offsetting the Rising Cost of Petrol

Posted in General, Money Saving on Wednesday, October 20th, 2010 at 10:37 by Jessica Haynes.

Car-being-filled-with-petrol

With increases in petrol prices pending, the need for households to take measures now to offset that increase is very evident. Despite rising costs, there are actually several ways in which to save on other budget items and divert funds toward the cost of petrol, as well as curbing your petrol usage as a way of keeping within your budget. Here are a couple of examples.

Can You Save Money By Shopping Online?

Posted in General, Money Saving on Tuesday, October 19th, 2010 at 10:57 by Martyn Shaw.

foodanddrink

One upon a time, shopping online was considered more of a convenience than a money saver. To some extent, that is still true. Online retailers never close, making it possible to shop any time of the day or night. What has changed is that online shopping is more competitive with traditional shopping and in some cases may even save you money.

Comparing Auto Insurance Plans

Posted in General, Insurance, Money Saving on Monday, October 18th, 2010 at 09:51 by Jessica Haynes.

If you are over fifty, there is a good chance that your car insurance premiums have increased in the last year. Even if you are younger, at least some portions of the cover may have increased during the same time period. This means that the time has come to compare your current cover with plans offered by different providers. Here are some things to keep in mind

Do You Face Fuel Poverty This Winter?

Posted in General, Money Saving, Utilities on Friday, October 15th, 2010 at 10:20 by Martyn Shaw.

radiator

Fuel poverty is a condition that has been defined by the Department of Energy and Climate Change in which a household must use in excess of ten percent of its monthly income to keep the home warm during the winter months. In spite of some utility companies trimming costs slightly, the fact is that a significant number of households will be fuel poor this winter, a situation that can cause a great deal of distress.

Act Now and Save on Utilities Later

Posted in General, Money Saving, Utilities on Wednesday, October 13th, 2010 at 10:47 by Jessica Haynes.

electricitybillcloseup

Ofgem is projecting that energy prices are likely to increase significantly over the next several months, possibly as much as thirteen percent. This means that households should take action now to keep usage as low as possible, and offset some of that increase. Fortunately, there are several ways to save on gas and electricity costs, some of them requiring very little effort on the part of the consumers.