Archive for November, 2010

Start Planning For Next Year’s Summer Holiday Now

Posted in General, Money Saving on Tuesday, November 30th, 2010 at 11:05 by Martyn Shaw.

tropical beach

While most people are more concerned with planning events and buying gifts for the Christmas season, a few forward thinking individuals are giving some consideration to where they will go for their 2011 summer holiday. The fact is that by beginning to consider options now, you stand a better chance of going where you like and still keeping the expense to a minimum. Here are some ideas on how to get started.

Something Different for Christmas This Year

Posted in General, Money Saving on Monday, November 29th, 2010 at 11:53 by Martyn Shaw.

Spa Treatment

Part of the Christmas experience is giving presents to the people in your life. Many of us wonder how to go about giving something that loved ones will truly appreciate and put to good use, rather than consign to the back of the wardrobe. The fact is that sometimes gifts that are a little untraditional may be just what you need, especially for family and friends who already seem to have everything. Here are a couple of suggestions.

Finding a New Job

Posted in General, Money Saving on Friday, November 26th, 2010 at 15:05 by Jessica Haynes.

Find a Job

While unemployment figures are slightly better than they’ve been in recent times, many individuals are still attempting to replace work lost during the height of the recession. If you are among the unemployed, here are a few tips that may aid in the job search.

Managing the Rising Costs of Owning a Car

Posted in General, Insurance, Money Saving on Thursday, November 25th, 2010 at 10:42 by Jessica Haynes.

Blue-Ford-Fiesta

According to the most recent RAC motoring index, the cost of owning a car has increased by more than 6% over the last twelve months. As households attempt to deal with other price increases on basic items like food and utilities, finding ways to deal with the higher cost of owning and running a car just makes sense. Here are a couple of suggestions.

Retire Debt and Qualify For a Mortgage

Posted in General, Money Saving, Mortgages & Property on Wednesday, November 24th, 2010 at 13:50 by Martyn Shaw.

Debt dice on coins

According to the British Bankers Association, mortgage approvals for the month of October were at their lowest levels in 19 months. While on the surface this seems like a bad thing for prospective buyers, all is not lost. That is because while approvals are down, interest rates are not increasing as rapidly as projected in recent months and home prices are also remaining somewhat stable. This means that as consumers continue to improve their credit ratings and are able to obtain mortgages, there will still be plenty of bargains to choose from.

Looking for the Best Deals in Holiday Gift Giving

Posted in General, Money Saving on Tuesday, November 23rd, 2010 at 11:47 by Jessica Haynes.

Home Christmas Shopping

Finding the right gift for every person on your list is part of the fun of the holidays. Unfortunately, most of us do not have unlimited resources to devote to this pleasure, making it necessary to shop for bargains. The good news is that there are several ways to find the best deals on the gifts you have in mind before actually setting foot in any shop.

Comparing Utility Services

Posted in General, Money Saving, Utilities on Monday, November 22nd, 2010 at 14:49 by Martyn Shaw.

Electricity Meter

As more gas and electricity companies announce upcoming rate increases, many households are scrambling on how to manage the extra expense. While tightening the budget is a good approach, there is another possible solution: change suppliers.

Having Fun With Online Shopping

Posted in General, Money Saving on Friday, November 19th, 2010 at 14:44 by Jessica Haynes.

Online shopping - laptop

According to information released by the Centre for Retail Research, online shopping for the upcoming holiday season is expected to generate more sales than ever before. With many people starting their Christmas shopping on Black Monday, online retailers are preparing their sites for an influx of orders, as well as putting specials in place for shoppers on a budget.

Staying Within Your Christmas Budget

Posted in General, Money Saving on Thursday, November 18th, 2010 at 14:58 by Martyn Shaw.

Christmas cash

With many banks promising rather daunting overdraft charges these days, the need to prepare and stay within a budget for your holiday gift-giving is more important than ever. In order to prevent the merriment of December being followed by despair and shock come January, consider using these tips to spend no more than you can afford for the holidays.

Trimming Household Food Costs

Posted in General, Money Saving on Wednesday, November 17th, 2010 at 14:37 by Jessica Haynes.

Empty Shopping Cart

With the cost of food on the rise, many households are looking for ways to trim costs while still enjoying nourishing and tasty meals at home. Fortunately, there are several strategies that are likely to help keep foods cost within reason, and avoid straining the budget. Here are a couple of examples.