Archive for December, 2010

Protecting Yourself from Fraud

Posted in General, Money Saving on Friday, December 31st, 2010 at 10:36 by Martyn Shaw.

Identity fraud sign

As the New Year looms, scam artists are after your hard earned money. One of the drawbacks of modern life is that it is sometimes more difficult to determine the difference between a legitimate opportunity and a scam. Before choosing to move forward with any deal that has the potential for fraud, take these few basic steps to protect you and your household.

Preparing For the Possibility of Unemployment

Posted in General, Money Saving on Thursday, December 30th, 2010 at 09:01 by Jessica Haynes.

Unemployment Blues

With predictions from the Chartered Institute of Personnel and Development indicating that unemployment may actually increase during 2011, some households are wondering what can be done to prepare for the possibility that the main source of income could be suddenly interrupted. Fortunately, there are a couple of things that can be done now that would make it easier to deal with the loss of a job should that come to pass.

What To Do With Unwanted Gifts

Posted in General, Money Saving on Wednesday, December 29th, 2010 at 11:59 by Martyn Shaw.

Birthday Presents

Chances are you received at least one gift this year that was not to your liking. Rather than delegating the item to the back of the closet, put the gift to work for you in some manner. There are actually several ways to go about this, including earning a little money or getting a tax deduction.

Setting and Managing Financial Goals in the New Year

Posted in Credit Cards on Thursday, December 23rd, 2010 at 11:09 by Martyn Shaw.


While enjoying the fun of the holidays, many households are also using some time to start making financial plans for the New Year.  While the scope of those plans are as wide and varied as there are households, getting some idea of what you want to accomplish in the coming year is a good idea, [...]

It’s Not Too Early To Think About Taxes

Posted in General, Money Saving on Wednesday, December 22nd, 2010 at 11:18 by Martyn Shaw.


With the New Year fast approaching, households need to be thinking of ways to manage income and keep tax burdens as low as possible. With tax laws shifting somewhat, this may be more difficult to manage than in years past. Still, there are some tips to keep in mind if you want to keep a little more of your money at home and away from the taxman.

Dealing with Higher Mortgage Interest Rates

Posted in General, Money Saving, Mortgages & Property on Tuesday, December 21st, 2010 at 11:53 by Jessica Haynes.

Mortgage Agreement

According to the Confederation of British Industry, increasing mortgage rates during the next year may be necessary to contain the rate of inflation. Unfortunately, that also means that households currently struggling to manage their current mortgage payments could find themselves falling behind and facing the danger of foreclosure. Before things get to the point, now is the time to take some pre-emptive action so your budget can absorb the increase in interest applied to your mortgage balance.

Choosing Private Medical Cover

Posted in General, Insurance, Money Saving on Monday, December 20th, 2010 at 12:31 by Martyn Shaw.

Medical talisman

With word that the Office of Fair Trading is likely to begin investigating the current terms and conditions related to private medical cover, now may be a good time to do some investigating of your own. The idea is to obtain the best medical cover at the lowest possible price. Here are a couple of things to keep in mind as you evaluate different types of plans.

Financing Christmas

Posted in General, Money Saving on Friday, December 17th, 2010 at 10:17 by Martyn Shaw.

CreditCard Close Up

According to a recent survey taken by R3, millions of people are borrowing money to make it through the Christmas season. With fears that they will not have enough to produce a merry holiday for loved ones and still pay the bills, taking out short-term loans may seem like a good way to handle the situation. However, there are alternatives that make it possible to avoid creating another debt and still enjoy the holidays.

Shopping Smart at the Supermarket

Posted in General, Money Saving on Thursday, December 16th, 2010 at 11:23 by Jessica Haynes.

Shopping Trolley with christmas decorations

It’s no secret that food prices begin to increase slightly during the Christmas holiday season. For households that are already on a tight budget, the prospect of higher prices at the grocer is not particularly appealing. Fortunately, there are a few tips that can help keep foods costs within reason and help you make the most of the holidays.

Choosing the Right Store Cards

Posted in Credit Cards, General, Money Saving on Wednesday, December 15th, 2010 at 12:33 by Martyn Shaw.


Many retailers offer their own revolving credit accounts in the form of store cards that can only be used for transactions at locations operated by that particular retailer. As with any type of credit account, it is important to look closely at each plan and make use of it in a manner that is in the best interests of the consumer. Here are a couple of things to keep in mind when deciding whether to open a credit account with a specific retailer.