Archive for March, 2011

Even Higher Prices for Petrol Anticipated

Posted in General, Money Saving on Thursday, March 31st, 2011 at 09:38 by Jessica Haynes.

Increasing petrol prices are hurting consumers in more ways than one. While the most obvious is the cost of petrol for use in the household vehicles, rising prices will also affect what consumers pay when making travel arrangements by air or rail, and even the prices paid for food that is shipped into supermarkets across the nation. This means that the cost of petrol will affect multiple components in the household budget.

Protecting Yourself From Utility Scams

Posted in General, Money Saving, Utilities on Wednesday, March 30th, 2011 at 12:22 by Martyn Shaw.

Scammers do not always masquerade as banks or credit card companies as a means of separating you from your hard-earned money. They can also sometimes pretend to be a representative of the gas and electricity companies that you use. Understanding how these scammers will attempt to use your relationship with your utility vendors can make it easier to protect your interests and may even help shut down a scammer’s operation.

Time to Consider Remortgaging?

Posted in General, Money Saving, property on Tuesday, March 29th, 2011 at 11:49 by Jessica Haynes.

In light of the effects inflation is having on many households, the idea of remortgaging has become appealing to many homeowners. While this can be a good way to alleviate some stress in the budget, refinancing an existing mortgage is not the right approach for everyone. Before making any changes to your current mortgage arrangements, keep a few things in mind.

Planning For Retirement Begins Now

Posted in General, Money Saving on Friday, March 25th, 2011 at 10:38 by Martyn Shaw.

As the state pension age is highly likely to continue rising in respond to life expectancy, this means that the need to take control of retirement plans is more imperative than ever. Rather than relying on state pensions or even pension plans provided by employers, individuals need to begin creating their own nest eggs for the future. Here are a couple of ideas on how to get started.

How a Budget Calculator Can Help You

Posted in General, Money Saving on Thursday, March 24th, 2011 at 11:48 by Jessica Haynes.

One of the great things about the Internet is that along with access to a wealth of information, it is also possible to find helpful budgeting tools. One such tool is the online budget calculator. Here are some things you should know about this tool and why you should put it to good use.

Saving Money Without Being Miserable

Posted in General, Money Saving on Wednesday, March 23rd, 2011 at 11:41 by Martyn Shaw.

The current Retail Price Index indicates that the average cost of essential goods has increased even since the first of the year. In the meantime, consumers are left with no hope of pay raises, or at best an increase that will cover no more than a portion of the cost of inflation. Fortunately, making some minor changes to the way you spend money can help offset some of the increase and still allow you to live comfortably.

Time to Revisit Buying a Home?

Posted in General, Money Saving, Mortgages & Property on Tuesday, March 22nd, 2011 at 13:28 by Jessica Haynes.

According to recent reports, the average price for a home in the UK has dropped by 18% since October 2007. In some areas of the country, prices are continuing to decline a bit each month. This is good news for anyone who had to give up the idea of owning a home in recent years, since it means that it may be time to resurrect that dream.

Taking Advantage of the Credit Card Wars

Posted in Credit Cards, General, Money Saving on Friday, March 18th, 2011 at 16:40 by Martyn Shaw.

Many consumers are aware that competition between the major credit card providers is beginning to heat up. This is actually good news for many households, since it could mean opportunities to reorganise card debt to better advantage. Here are some ideas on how to make the most of this situation while it lasts.

Fighting Inflation on the Home Front

Posted in General, Money Saving on Thursday, March 17th, 2011 at 15:04 by Jessica Haynes.

It is no secret to most consumers that prices, for all sorts of goods and services, are increasing.  At the same time, wages are failing to keep up with the rate of inflation.  This means households must sometimes be quite creative in order to stay within the household budget.  One basic approach is to identify [...]

Good News for Mobile Users

Posted in General, Money Saving, Utilities on Wednesday, March 16th, 2011 at 15:06 by Martyn Shaw.

Consumers who rely heavily on their mobile phones to stay in touch with friends and family had some good news this week. Ofcom has ordered mobile service providers to adjust their pricing, especially as that pricing relates to the termination charges that apply when a user calls someone on another network. The changes are anticipated to also prompt some providers to assess their current communication bundles and possibly come up with some new options that may save consumers even more money.