Archive for April, 2011

Why you Need a Will

Posted in General, Money Saving on Thursday, April 28th, 2011 at 11:02 by Martyn Shaw.

According to statistics released by Standard Life, findings indicate that roughly half of UK citizens have not prepared a last will and testament. Often thought as a task that can be put off until later in life, the fact is that if you have even a small amount of resources and desire those assets to be passed on to specific people, creating a will is a practical idea at any age.

Getting the Most From Online Shopping

Posted in General, Money Saving on Wednesday, April 27th, 2011 at 09:06 by Martyn Shaw.

Recent discussions about charging sales taxes on goods purchased online have brought an old question back to the minds of many consumers.  Is shopping online mainly a convenience, or is it possible to actually find good deals that are competitive with local offerings?  The fact is that it is possible to shop online and take [...]

Cost of Living Increases Mean Challenges for Households

Posted in General, Money Saving on Tuesday, April 26th, 2011 at 10:21 by Jessica Haynes.

Most consumers are very much aware that the cost of living is higher than in years past. This means that it takes more money today than it did to make the same purchases just a few years ago. While the trend is nothing new, some of the strategies used to minimise the effect and keep the household operating within a budget are timeless. Here are a few examples.

Time to Revisit Buying a Home?

Posted in General, Money Saving, Mortgages & Property on Thursday, April 21st, 2011 at 10:19 by Martyn Shaw.

For some consumers, the hopes of one day owning a home were dashed by the recession. Between job losses and the increased prices of essential goods and services that followed, the hope of buying a home seemed to fade further and further away. The good news is maybe that dream is not dead just yet, at least for some consumers.

Shopping for the Best Credit Card Terms

Posted in Credit Cards, General, Money Saving on Wednesday, April 20th, 2011 at 09:58 by Jessica Haynes.

As many consumers know, obtaining a credit card with competitive rates and terms is much more difficult than in times past. The good news is that by taking some time to look into different offers even as you do what you can to boost your credit scores, the chances of getting at least a decent rate is possible. Here are some tips that will help.

Making the Most of the Petrol Wars

Posted in General, Money Saving on Tuesday, April 19th, 2011 at 10:24 by Martyn Shaw.

It is no secret that the cost of petrol is going up. In many places, people are wondering how they can manage their household consumption without having to do without something else. The good news is that some merchants are positioning themselves by offering pricing and incentives to get you to buy petrol with them as opposed to a merchant down the way.

Cost of Living Increases Mean Tighter Household Budgeting

Posted in General, Money Saving on Friday, April 15th, 2011 at 10:27 by Martyn Shaw.

As the cost of living continues to increase, many households are faced with the task of more efficiently spending what income they do have coming in. The increases are especially difficult for pensioners and others who are on fixed incomes and have little to no opportunities to generate any additional income to offset the higher costs. Fortunately, there are ways to offset at least part of the price increases, giving you a better chance of staying within your budget.

Comparing Car Insurance Rates and Terms

Posted in General, Money Saving on Thursday, April 14th, 2011 at 12:21 by Martyn Shaw.

According to information released by the AA, car insurance premiums are on the rise and are likely to be even higher by the end of the year. This means that if your cover is due for renewal soon, it might be a good idea to do a little comparison shopping before choosing to stick with the same plan and provider. Here are a couple of tips to keep in mind as you consider different car insurance plans.

Is Bulk Buying Always The Best Option?

Posted in General, Money Saving on Wednesday, April 13th, 2011 at 10:17 by Jessica Haynes.

Many larger households find that buying certain goods such as canned foods in bulk is a good idea.  The price per unit is often very competitive and buying in bulk means fewer trips to the grocery store, which in turn helps to limit the temptation to make impulse buys.  But does bulk buying work for [...]

Mortgage Rates Anticipated to Increase

Posted in General, Money Saving, Mortgages & Property on Tuesday, April 12th, 2011 at 13:48 by Martyn Shaw.

According to projects from the Bank of England, interest rates on home mortgages are expected to increase significantly by the end of the year. If the projections do come to pass, this means additional expense for anyone who already has a mortgage with a floating interest rate in place. Prospective homeowners may also find the higher rates prohibitive, causing them to give up their dreams of becoming homeowners.