Is Now a Good Time to Buy a Home?

Posted in Banking, General, Mortgages & Property on Friday, March 5th, 2010 at 13:24 by Martyn Shaw.

Figures released by Halifax indicate that house prices dropped slightly during February 2010, effectively confirming figures recently released by Nationwide. Two of the primary reasons cited for the slight drop in price are the end of the stamp duty holiday for homes within a certain price range, and the fact that more homeowners are placing their homes on the market, after pulling them from active sale during the recession. While predictions of what will happen with housing prices over the next few months vary, the fact is that now may be a good time to begin looking.

Preparing For Higher Car Insurance Premiums

Posted in General, Insurance, Money Saving on Thursday, March 4th, 2010 at 15:14 by Jessica Haynes.

According to data available from the Office of National Statistics, car insurance rates have increased significantly over the past two years, and show every sign of continuing to increase in the foreseeable future. This set of circumstances means that drivers must take steps to make sure they are receiving the lowest available rates before choosing to renew current coverage and be presented with a higher rate for the new term.

Understanding the Potential Impact of Green Loans

Posted in General, Money Saving, Mortgages & Property, Utilities on Wednesday, March 3rd, 2010 at 11:35 by Martyn Shaw.

The potential plans of the government to offer green loans that encourage homeowners to make their homes more energy efficient has a lot of people talking. Proponents see this move as a wonderful way to do something good for the environment, while also aiding people in reducing their gas and electricity bills over the long term. Others are not so sure the advantages outweigh the liabilities.

What Parents Can Teach Children About Responsible Financial Management

Posted in Banking, Credit Cards, General, Money Saving on Tuesday, March 2nd, 2010 at 13:08 by Jessica Haynes.

One of the positive results of the recession has been an increased desire among parents to teach their children how to manage financial resources to best advantage. For some parents, this means revising the way they’ve managed money in the past even as they seek to instil solid fiscal awareness in their offspring. If you are not sure where to start, here are some basics to consider.

Putting Together A Deposit for Your Mortgage

Posted in Banking, General, Money Saving, Mortgages & Property on Monday, March 1st, 2010 at 13:33 by Martyn Shaw.

It’s no secret that in order to get the most competitive interest rates on a new mortgage, borrowers must be able to put up a sizeable deposit. Unfortunately, coming up with that deposit can be a daunting task. Here are some tips on how to incrementally cobble together that deposit, and obtain the most favourable terms for your mortgage.

One Way to Begin Saving Now

Posted in Banking, General, Money Saving on Friday, February 26th, 2010 at 11:10 by Jessica Haynes.

According to information released by National Savings & Investments, a significant number of people in the United Kingdom have never made an attempt to create and contribute to any type of savings plan. In fact, some people wait until they are well past the age of forty before they take the idea of saving seriously.

Avoiding Overdrafts

Posted in Banking, Credit Crunch, General, Money Saving, Mortgages & Property on Thursday, February 25th, 2010 at 09:58 by Martyn Shaw.

While overdraft cover is a great option to have in the event of an emergency, the fact is that even the relatively inexpensive overdraft protection can be quite expensive if you spend an entire year living in the red. Your best option is to arrange your finances so that you never have to use the protection, and thus avoid accumulating the fees.

Enhancing Your Job Marketability

Posted in Credit Cards, General, Money Saving on Wednesday, February 24th, 2010 at 12:35 by Jessica Haynes.

A report recently released by Price Waterhouse indicates that there is still a strong possibility that more employers will eliminate jobs over the course of the next twelve months. Even among those who feel their jobs are secure, the need to proactively make sure they can catch the attention of a new employer is very important. Here are some tips to help you with this process.

Why You Should Diversify Your Investments

Posted in Savings & Investments, Utilities on Tuesday, February 23rd, 2010 at 13:01 by Martyn Shaw.

With finance experts encouraging individuals to begin building up their investment portfolios, now may be the time to evaluate the holdings you already own, and decide what types of investments would create a proper balance among the assets. Far too many people find one type and stick with it, an approach that can leave them vulnerable to shifts in a given market. As you make plans for investing, keep the idea of diversification in mind.

Managing Your Utility Costs

Posted in General, Money Saving, Utilities on Monday, February 22nd, 2010 at 12:38 by Jessica Haynes.

It’s no secret that many households are having trouble keeping up with the cost of gas and electricity today. While some of the difficulty will subside as winter turns to spring, the fact is that many of those who experience trouble heating in winter will have similar issues with cooling the home during the summer heat. Fortunately, there are a few simple tips that you can use to make it easier to heat and cool your space, whether you live in a flat or a mansion.


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