Orchestralguard

About Orchestralguard

If you are a musician or you own or deal with musical instruments on a frequent basis, Orchestralguard will be of great interest to you. Whilst you are no doubt aware of insurance policies for the home and its contents, your car and its contents and even for yourself as a professional, you may not realise that there is specific insurance cover available for your musical instruments. In fact, whilst other forms of insurance may cover your instruments to a limited extent as part of a wide policy, Orchestralguard provides a comprehensive service that is tailor-made for your instruments. Orchestralguard is part of the JLT Online Group, which was established in 1997 under the name Pavilion Insurance. The Group is regulated by the Financial Services Agency and provides several different kinds of niche insurance cover, including policies for cyclists and photographers. Orchestralguard is likely to be suitable for you if you are a musician who plays stringed, woodwind, percussion or bass instruments or pianos. The cover provided by Orchestralguard indemnifies your instruments against theft, loss and accidental damage up to a value of £250,000. Specifically, a new-for-old replacement service is included in the policy, although vintage and rare instruments are determined by valuation so check this before taking out the cover. The policy also includes £250 miscellaneous items cover and, while there is no excess as standard, a voluntary excess will help to reduce your premium, which is very competitively priced. Additionally, you can purchase optional extras such as public liability up to £5m, which is especially useful if you regularly perform as a professional musician, personal accident cover, breakdown cover and in-vehicle cover. So, if you want to join more than 10,000 musicians in protecting your musical instruments, Orchestralguard is the insurer for you.

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