Post Office

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Post Office Voucher Codes & Deals

Take a look at our current voucher codes and deals for Post Office below...

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About Post Office

As well as being the UK's biggest provider of delivery services, the Post Office also offers a range of financial services, which are available to everyone - whether you bank with the Post Office or not. The benefit of this is that you can take out your life insurance, which most people regard as one of the most important and reassuring insurance policies they will ever take out, with a trusted and familiar brand. There are three different options available when taking out Post Office Life Insurance. The 'level' product pays out the same amount in total, no matter when the deceased actually passes away. Money will be paid towards the outstanding mortgage balance first, whilst any remaining insured amount will go to the family of the insured as a lump sum. For example, if you choose an insurance level at £100,000, and at the time of an insurance claim, there is £60,0000 remaining on the mortgage, then the family would be entitled to £40,000. The alternative type of cover is a 'decreasing' policy, where the total insured value is only ever enough to cover the remaining amount owed on a mortgage. In the above example, only the £60,0000 for the mortgage would be paid out in the event of a claim. It is possible to insure up to £500,000 with either policy, however, meaning you should be able to cover the full amount of a mortgage with either policy. The benefit of the 'reducing' policy is that monthly premiums are significantly lower, making full mortgage cover more affordable. For those aged over 55, you can also buy Post Office Life Insurance to cover just funeral expenses and to clear non-mortgage debts, and this becomes active after just twelve months of cover.

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